Card Payments Payments on Account Management and Cash Flow Security and Fraud Prevention Software Solutions ATM/POS Installation and Management Personalisation of Bank Cards Business Process Outsourcing

Payments on Account

ACCOUNT-FREE SOLUTIONS

SEPA CT
This is an electronic clearing service for credit transfers that meets the interbank transfer harmonisation standards in the SEPA space (Single Euro Payments Area).
With this service it is possible to transfer funds between one customer and another, always through the respective banks.

SEPA DD
This is the electronic direct debit clearing service that meets the interbank charges harmonisation standards in the SEPA space (Single Euro Payments Area).
This method allows a Company or Institution (Creditor) to issue authorised charges through its bank (Creditor’s Bank) to be paid by corporate or private customers (Debtor) through their bank (Debtor’s Bank).

SEPA 4 Corporates
An app that the Bank makes available to companies, particularly SMEs, to support the creation and offline management of SEPA C2B (Customer-to-Bank) files, within the scope of SEPA CT, DD Core and DD B2B means of payment.

INSTANT TRANSFERS FOR THOSE WHO DON’T LIKE TO WAIT
Because we already wait for too many things, in 2018 SIBS launched the new SEPA Instant Payments Solution (IPS) for immediate account-to-account transfers, allowing banks to make available to their customers large, real-time payments (up to €15,000), with guaranteed and confirmed delivery of funds to the beneficiary in a matter of seconds.

This new retail payment solution will allow banks to create new real-time payment offers for their Corporate and Private customers in different distribution channels: corporate banking, online and mobile banking.

SIBS will also provide an integrated processing solution, fully compatible with the European Payments Council (EPC) Instant Payments standard, which operates with the main European payment infrastructure. This solution will also include additional fraud and money laundering prevention services.

This solution is aimed at Corporate and Private customers in the various distribution channels, specifically Corporate banking, online and mobile banking

SWIFT. THE IDEAL PASSPORT FOR YOUR CUSTOMERS’ MONEY
In order to be competitive, it is important to be able to reach everywhere. In this context, it is important to form part of the interbank correspondent network that connects the largest banks around the world. Through this network you can allow your customers to send and receive financial transactions to 5 continents.

This solution is aimed at banks whose business requires correspondents around the world, particularly those whose customers are import and export companies, multinationals, subsidiaries or parent companies of foreign enterprises, companies with online businesses and individuals who send or receive transactions worldwide.

Expand your offer with the security and reliability of SWIFT transactions.