Card Payments Payments on Account Management and Cash Flow Security and Fraud Prevention Software Solutions ATM/POS Installation and Management Personalisation of Bank Cards Business Process Outsourcing

Card Payments

SERVICES FOR ISSUERS AN INSTANT CARD SERVICE
SIBS covers the entire process of issuing and processing all of the main international brands of debit, credit or prepaid cards (Visa, MasterCard and American Express), both of the MB brand and the private brands of issuers. It is what is known as a turnkey service or, in this case, an instant card service.

We also guarantee the management of all card security data, including PINs and EMV cryptographic data.

We have innovative solutions in line with the latest trends on the card payments market (cards with EMV payment methods, sending PIN by SMS), and security solutions for credit and/or debit card holders, with the possibility of blocking card-not-present operations, by geographical area or by type of merchant activity.

SERVICES TO ACQUIRE BENEFIT FROM THE DIFFERENT MULTIBANCOS THAT MULTIBANCO HAS
This multi-channel service allows the integration of different MULTIBANCO brand channels, from payment terminals in physical stores, mPOS for mobility solutions and online payments for e-commerce, on a unique platform, always with the quality, safety and innovation provided by this brand.

In this way we ensure a joint vision of the different means of payment and physical and online connections to payment terminals, and we provide detailed reporting on transaction types of payment methods. We offer an integrated 24×7 solution that analyses and monitors risk situations in real time.

MB WAY. THE FUTURE OF MEANS OF PAYMENT
If in the past leaving your wallet at home meant leaving your cards at home, today it doesn’t have to be that way. With the MB WAY app, your customers will be able to go out without their wallet and make transfers, purchases in stores and MULTIBANCO withdrawals, all with their smartphones.

Quickly move into the world of mobile payments and put your cards onto the MB WAY app. If you prefer, you can also make all these features available in your own app. We have an integration package ready for you.

CRM IN ATM NETWORKS. COMMUNICATION TARGETED AT THE CARDHOLDER

It is easy to see that the more personalised the communication, the more effective it will be. This is why SIBS created the CRM service for ATM networks. With this service, based on the types of cards that are issued, the Bank can adapt campaigns and products to each of its Customers. Either on their own initiative or due to their normal interest in seeking solutions adapted to suit their customers, any issuer using the CA MULTIBANCO network can present certain proposals to their customers. It is targeted communication that has everything it needs to succeed.

PAYMENTS AND RECHARGING. THE MULTIBANCO NETWORK MAKES IT EASY TO DO WHAT SEEMS DIFFICULT
Nowadays, the MULTIBANCO network allows over 90 operations to be carried out. Two of the most used are payments and recharging. But there are many more operations, just like there are many more channels where they are carried out, specifically: the network of ATMs, Automatic Payment Terminals (APT), the Internet and mobile phones. All of these offer you the convenience and security that only the MULTIBANCO brand can provide.